Your money, scored out of 100.
DimeRoot reads your bank statements, sorts every transaction, and shows you what's working and what's costing you.
Two ways in
Statements
PDF or CSV from your bank or card issuer.
Bank connections
Link an account through Plaid.
Both land in the same analysis. Linking is optional.
What you get
Cash flow
What came in and what went out, month by month. Moving money between your own accounts counts as neither.
Fees
Overdraft, ATM, foreign transaction and maintenance charges, split into the ones you can avoid and the ones you can't.
Recurring charges
Every subscription and standing charge, with the date each price went up.
Debt payoff
Highest rate first, smallest balance first, or minimums only — run against your real balances.
One number, five pillars
Each pillar is scored on its own, then weighted into a single 0–100.
Built to hold statements
- Encrypted at rest
- Every statement file you upload is encrypted with AES-256-GCM before it is stored.
- Bank tokens stay on the server
- A linked bank's access token is encrypted and never leaves the server — not to your browser, not to your phone.
- No full account numbers
- Only the last few digits are kept — enough to tell your accounts apart.